Gear up with the Enhanced AA Auto Plan, you will enjoy peace of mind with our comprehensive
auto insurance program. The Enhanced AA AutoPlan is a special authorised workshop scheme that offers comprehensive coverage, efficient claims services as well as quality repairs.
Under the scheme, claims-related repairsfor cars are required to be carried out at AIG authorised
workshops which are conveniently located throughout Singapore.
Key Benefits
1. Waiver of Excess on your accident repairs
With 50% No Claim Discount (NCD)entitlement, S$600 repair excess will be waived for your
first claim at any of the AIG authorised workshops. For NCD less than 50%, you can enjoy a S$300
repair a S$300 repair excess waiver.
2. Up to S$100,000 Personal Accident Cover for Policyholder
This benefit pays over and above your other insurance in the event of death or permanent disability due to an accident while travelling in your car.
3. Loss of Use Benefit
Use of replacement car for up to 10 Days. We understand the inconvenience and frustration of not having the use of your car. Therefore, when your car is laid up for accident repairs at the workshop, we will provide you with a replacement car (1500cc – 1600cc) for up to 10 days with guaranteed availability.
4. 100% Indemnity with New-for-Old Replacement
In the event of total loss of your car due to an accident, we pay for full purchase price of a brand new car (of the same make and model)
5. Up to S$500 for Loss of Personal Items in Your Car
Personal belongings* in your car are now covered for up to S$500 per occurrence.
6. Medical Expenses up to S$500 each
In the event of an accident, the driver and all passengers in the vehicle will be reimbursed up to S$500 each for medical expenses.
More Benefits, Better Protection
Comprehensive cover for all accidental damage and loss to your car, and third party liability
Passengers risks
Third party legal liability due to negligence of passengers
Windscreen Cover with automatic reinstatement (S$100 excess applies – before GST)
Cover for damages due to flood, windstorm, strikes, riots and civil commotion
Motoring Personal Accident cover for driver and passengers of up to S$10,000 each
5% Certificate of Merit** Discount with NCD 30% and above.
Federation Internationale de l'Automobile Foundation
Bio:
Aggie Krasnolucka is Programmes Director at the FIA Foundation where she looks after its portfolio of road safety interventions as well as leads the Motorcycle Initiative – a global hub of interventions working towards improving motorcycle safety across areas of helmet safety, infrastructure, technology, and legislation.
Previously, she worked across different areas of the international development context including community outreach and engagement, road safety, access to health, private public partnerships as well as fundraising and communications. Aggie holds a master’s degree in social anthropology as well as linguistics and literature.
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Professor Wong is currently a Full Professor at the Department of Mechanical & Manufacturing Engineering, University Putra Malaysia. He has been serving the department and the University since 1997. During his service, Professor Wong was seconded to Malaysian Institute of Road Safety Research (MIROS), a Statutory Body in Malaysia (with MIROS Act 2012) and a national research institute in Malaysia in December 2007 as the Director of Vehicle Safety and Biomechanics Research Centre. He was then appointed as the Director-General of MIROS in August 2011. His 10-year secondment to MIROS ended in September 2017 and was appointed to be the MIROS Board Director. In February 2022, Professor Wong is appointed as the Chairman of MIROS Board of Directors. Professor Wong is also appointed as an Adjunct Professor of Qatar University. He served as the Special Advisor on Road Safety to the Minister of Transport and Communications Myanmar till 2021. He was appointed to serve in the Steering Committee of the United Nations Road Safety Fund from 2022 to 2024. Recently Professor Wong was appointed as the Fellow of the Academy of Science Malaysia.
Professor Wong has driven the drafting, deliberation and enactment of MIROS Act 2012 by the Parliament of Malaysia. He is also directly and indirectly involved in establishing numerous national and international initiatives and interventions in Road Safety, amongst them are rear seatbelt law, national implementation framework of UN WP29 Regulations, enforcing various UN Regulations on Road Vehicles, airbag fitment, ASEAN New Car Assessment Programme (NCAP), International Road Assessment Programme (iRAP) for Malaysia, Guideline for Road Safety Audit, Code of Practices for Transport Sector under OSHA Malaysia, ISO39001 road traffic safety management systems and the competence requirements for auditing and certification in ISO17021-7, Pilot implementation of ISO39001 in Malaysia, use of electric cars, motorcycles and bicycles, in-depth crash and accident database, Automated Enforcement System, Mandatory of Electronic Stability Control System, Revision of Drive Under Influence, Malaysian Accident Emergency Call Systems Initiative, Endorsement of 2015 ASEAN Declaration on Road Safety Strategy by ASEAN Transport Ministers, road safety recommendations to the Government of Myanmar with in-Country Expert Mission to Myanmar, and many others.
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Mr. Michihiro Toki is a seasoned mobility and road safety expert with over 25 years at the Japan Automobile Federation (JAF). He currently serves as Manager of the Project Development Division in JAF’s Traffic Environment Department, leading national road safety campaigns and sustainable mobility initiatives. Mr. Toki began his career in 1998 as a roadside assistance patrol officer, gaining hands-on experience with the diverse challenges faced by drivers in Japan. He transitioned to membership promotion in 2006, working with automotive dealers to expand JAF’s member base. In 2018, he assumed a leadership role at the branch level, overseeing road safety, motorsports, and public relations. As a JAF Certified Safety Advisor, he delivered safety lectures, managed motorsport activities, and led public outreach. Promoted in 2021 to Section Manager, he expanded his role to include Safety Advisor training, PR strategy, and membership benefit development. Appointed to his current position in 2024, Mr. Toki now directs the training of Safety Advisors nationwide and develops interactive programs for diverse audiences, including international drivers. He collaborates with government and industry partners to tackle traffic safety issues. Beyond JAF, Mr. Toki serves on national bodies including the Sub Study Group for Advanced Safety Vehicles (MLIT), the Cabinet Office’s Traffic Safety Forum, and as Vice-Chairman of the Training Commission at the Japan Automobile Education Foundation. Mr. Toki is recognised for his dedication to public safety, his strategic leadership in mobility initiatives, and his deep commitment to enhancing the driving culture in Japan.
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