Explore the exciting world of education abroad

Congratulations on embarking on your studies overseas! As you explore the exciting world of education abroad, it’s the beginning of many hopes, dreams and aspirations that will be fulfilled. Just before you set off on your journey of experience and opportunities, have you ensured that you are well protected should the unexpected affect your long-term plans?

You may worry about your studies being interrupted due to unforeseen circumstances. Perhaps you fancy trying out some amateur sports and leisure activities while you’re away. And since you’re overseas, why not travel and see the world during your vacation? Don’t wait. Make the important decision to enjoy complete peace of mind during your studies abroad. While it’s great to know that life will always surprise us, it helps to be prepared! Choose to be protected. Choose Student Assist with our wide range of benefits and services.

Common Question (FAQs)

When would student assist start and end?

A1. Coverage will begin on the latter of the following:
i) The Insured Person’s departure from his Home Country; or
ii) The date the Application and premium are received by AIG Asia Pacific Insurance Pte. Ltd. or its designated representative
iii) The date requested on the Application

Coverage will end on the earlier of the following :
i) The Insured Person’s permanent return to his Home Country
ii) The date the Insured Person ceases to be an Eligible Person
iii) The date requested in the Enrolment Form for which premium has been paid

What should be duration of my cover?

A2. Preferably the whole duration of your study overseas to avoid the hassle of policy renewal and also save on the total amount of premiums paid.

Can my parents enroll on my behalf after my departure from singapore?

A3. Yes! Enrolment by parents/authorised representatives is acceptable. Policy will be effected at date of enrolment upon receipt of full premium.

I have completed my first year of study and going for my second year. Can I apply for Student Assist?

A4. Yes! Policy will be effective at date of enrolment upon receipt of full premium.

If I courier/freight some personal belongings to the country of study before my departure, will those properties be covered in case of loss/damage?

A5. No! Only luggage & personal effects that the Insured travels with (i.e. accompanying luggage) will be covered.

Under the “Compassionate Visit” benefit, it is mentioned in the policy that Travel Guard will provide a round-trip economy class air ticket, or first class railway ticket, to allow the immediate family member to be at the bedside of the Insured for the duration of the stay in the hospital.

a) Will Travel Guard assist to provide transportation via other mean such as ferry or coach where appropriate?
(b) If an air ticket AND a railway ticket is required to get to the destination, will they be provided?
(c) For what duration will accommodation charges of the visiting family member be covered?

A6.
(a) Yes
(b) Yes
(c) Accommodation charges for the visiting family member will be covered for the duration of Insured’s hospitalisation from the 6th day onwards. This is subject to a maximum of S$320 per day up to the maximum limit specified in the plan selected

Can an Student Assist policy be terminated: (a) before the effective date (which is departure date)? (b) after the effective date?

(a) before the effective date (which is departure date)?
(b) after the effective date?

A7.
(a) If 30 days written notice is given to AIG Asia Pacific Insurance Pte. Ltd., policy may be terminated with full refund of premiums? If less than 30 days written notice is given, an administrative charge of S$ 25 will be levied.
(b) If the remaining term of the policy is 6 months or longer, the policy may be terminated with pro-rated refund of the premiums that have been paid.
PS : The above also applies to Family Cover.

This product is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites (www.aig.com.sg, www.gia.org.sg or www.sdic.org.sg).”

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